EPA AQS annual monitors, exact-point NOAA HMS satellite smoke days, and separate CDC county modeled PM2.5 when a year lacks nearby AQS PM2.5. For past air context. Missing mirror years are disclosed, not treated as clean air; no source-fire attribution or property safety finding. npx @velinussage/locus-agent-skill add.

Cited property-value appeal deadline for owners in a covered state; returns the rule, statute, source, computed dates when inputs support them, caveats, and verify-next, for a notice date or protest window. Returns the same records as locus_appeal_window. Use this when your client can only call paid x402 routes. Use locus_appeal_window instead when you can call Locus free tools (REST tools/call or MCP).

Reported area incidents for an address from covered municipal feeds, with counts and categories where wired; elsewhere links to NC SBI, SC SLED, or FBI CDE. Returns the same records as locus_area_incidents. Use this when your client can only call paid x402 routes. Use locus_area_incidents instead when you can call Locus free tools (REST tools/call or MCP).

Where does my tax assessment sit among similar properties on the same roll, when is the appeal deadline, and how do I file. No dollar figure required. Reuses the same-roll assessment-uniformity percentile, the state appeal-deadline rule, and the local-or-state filing guide; Locus never creates or endorses a value and never recommends whether to appeal. npx @velinussage/locus-agent-skill add.

Use after locus_lane_availability says this call has substance here. Pre-decision due-diligence bundle for one street address (parcel, local-change, and bill/ordinance analysis). After x402 settlement or seller-escrow, parcelFacts may include the assessor owner-of-record name for the same exact parcel (cited, not a contact); optional context only frames the output. Not inspection, appraisal, valuation, screening, or legal advice. npx @velinussage/locus-agent-skill add.

Official capital projects and special assessments near an address, with status, dates, and links. Returns the same records as locus_capital_projects. Use this when your client can only call paid x402 routes. Use locus_capital_projects instead when you can call Locus free tools (REST tools/call or MCP).

EPA cleanup and Superfund/NPL sites near an address for agents; Returns Cleanups in My Community and Superfund/NPL records with program and status fields, EPA links, and a brownfields candidate flag. Returns the same records as locus_cleanup_sites. Use this when your client can only call paid x402 routes. Use locus_cleanup_sites instead when you can call Locus free tools (REST tools/call or MCP).

SEC ABS-EE filings for a public CMBS loan on a commercial property: maturity date, debt coverage, occupancy, largest lease expirations, and special-servicer status. For agents checking when filed debt matures. Registered CMBS filings only; no match does not establish that no loan exists. npx @velinussage/locus-agent-skill add.

SEC ABS-EE filings for county public CMBS debt maturing in 6, 12, 18, and 24 months, grouped by property type, plus special-servicer debt. For agents checking a maturity window. Months start at the filing reporting period, not today; no match does not prove there is no loan. npx @velinussage/locus-agent-skill add.

Same coastal parcel overlays as locus_coastal_county_overlays for agents: ArcGIS point facts for parcel, zoning, flood, and wetlands or coastal context across SC, NC, GA, and FL Atlantic, Gulf and Panhandle (Miami-Dade through Escambia). Returns the same records as locus_coastal_county_overlays. Use this when your client can only call paid x402 routes. Use locus_coastal_county_overlays instead when you can call Locus free tools (REST tools/call or MCP).

County assessor and parcel sales within 1500m over 24 months for one US address or point. Rows include parcel, site address, date, price, and land-area price where published; returns median, range, and coarse trend. Arithmetic, not a valuation; thin areas are charge-free. npx @velinussage/locus-agent-skill add.

Data-center / compute-campus / crypto-mining awareness records for one US place. Combines structured official datasets (development/permit/capital cases, keyword-filtered) with an official-source web-search backup over agendas, GIS, utility/water, and ordinance records, plus representative contacts. Every record cites a source URL; news/social are unverified leads. Awareness only; a miss returns a free charge-suppressed diagnostic. npx @velinussage/locus-agent-skill add.

Planning and zoning-board cases near an address: applications, rezonings, subdivisions, and variances with status and source links. Returns the same records as locus_development_cases. Use this when your client can only call paid x402 routes. Use locus_development_cases instead when you can call Locus free tools (REST tools/call or MCP).

EPA SDWIS drinking-water violations for a water system or area, for agents. Returns the same records as locus_drinking_water_violations. Use this when your client can only call paid x402 routes. Use locus_drinking_water_violations instead when you can call Locus free tools (REST tools/call or MCP).

Mapped HIFLD transmission-line proximity and EIA statewide residential price context for a US point before utility diligence. Returns up to 10 lines and state price context, not service, capacity, reliability, tariff, interconnection, timing, or a project cost. Charge-free for an unresolved point or when neither source answers.

EPA TRI and RCRA proximity plus SDWIS water systems from an address, point, or state and county. For agents checking nearby environmental public records. Heavier call: allow 60-90 seconds. Returns provenance and verification links; facility context is not incident confirmation. npx @velinussage/locus-agent-skill add.

EPA TRI and RCRA facilities, nearest large-quantity generator, and county radon and background composite for an address, for buyer, owner and lender agents. Returns the same records as locus_environmental_history. Use this when your client can only call paid x402 routes. Use locus_environmental_history instead when you can call Locus free tools (REST tools/call or MCP).

NPL, CERCLIS/state cleanup, RCRA CORRACTS/TSD, RCRA generators, UST/LUST, and TRI rows (name, distance, ids) at ASTM E1527-21 distances, for buyer, owner and lender agents. Use this when you need full source-backed environmental rows. Use locus_environmental_records_screen instead when you only need a bounded environmental public-record screen.

Evaluation packet for a loan under the appraisal threshold, in Interagency Appraisal and Evaluation Guidelines order: property description (parcel, zoning), condition (permits), market (transfers, house-price index), hazards (SFHDF flood inputs), ASTM E1527-21 screen, encumbrances (tax distress, treasurer status). Every source stamped with status and time. No value stated. National.

HUD Fair Market Rents for a US county by fiscal year, efficiency through 4-bedroom, from the HUD USER API, for program-rent questions. Returns the same records as locus_fair_market_rents. Use this when your client can only call paid x402 routes. Use locus_fair_market_rents instead when you can call Locus free tools (REST tools/call or MCP).

FEMA disaster declarations by county, NFIP flood-claim history by ZIP, and preliminary FIRM panels at a point for agents checking past events. Returns the same records as locus_fema_events. Use this when your client can only call paid x402 routes. Use locus_fema_events instead when you can call Locus free tools (REST tools/call or MCP).

USGS stream and river gauges with latest stage and flow, plus NOAA/NWS threshold metadata within the search radius, for buyer, owner and lender agents. Returns the same records as locus_flood_gauges. Use this when your client can only call paid x402 routes. Use locus_flood_gauges instead when you can call Locus free tools (REST tools/call or MCP).

Median and quartiles of annual NFIP policy cost and FEMA full-risk premium for policies in force in the ZIP, split by rated zone (SFHA vs minimal hazard), from OpenFEMA NFIP Policies v3 (monthly), for buyer, owner and lender agents. Returns the same records as locus_flood_premium_context. Use this when your client can only call paid x402 routes. Use locus_flood_premium_context instead when you can call Locus free tools (REST tools/call or MCP).

FEMA NFHL flood zone, 0.2%-annual-chance and BFE/floodway flags at the geocoded point, for buyer, owner and lender agents. Returns the same records as locus_flood_zone. Use this when your client can only call paid x402 routes. Use locus_flood_zone instead when you can call Locus free tools (REST tools/call or MCP).

Cited county recorder property-fraud alert and title-notification programs for buyer, owner and lender agents. Returns the same records as locus_fraud_alert_pointer. Use this when your client can only call paid x402 routes. Use locus_fraud_alert_pointer instead when you can call Locus free tools (REST tools/call or MCP).

US congressional, state senate, and state house districts for an address, for agents asking who represents a location, from Census TIGERweb. Returns the same records as locus_governing_districts. Use this when your client can only call paid x402 routes. Use locus_governing_districts instead when you can call Locus free tools (REST tools/call or MCP).

USGS distance-banded monitoring wells, aquifer codes and names, construction depths, and static water levels for an address, from USGS Water Data. Returns the same records as locus_groundwater_context. Use this when your client can only call paid x402 routes. Use locus_groundwater_context instead when you can call Locus free tools (REST tools/call or MCP).

ACS 2023 median annual homeowners-insurance cost band by mortgage status and median monthly owner costs at ZIP, county, and state, for agents. Returns the same records as locus_homeowners_insurance_context. Use this when your client can only call paid x402 routes. Use locus_homeowners_insurance_context instead when you can call Locus free tools (REST tools/call or MCP).

FRED-hosted FHFA all-transactions house price index for the state of a US point: latest index, year-over-year percent change, and units, for agents, from FHFA via FRED. Returns the same records as locus_house_price_index. Use this when your client can only call paid x402 routes. Use locus_house_price_index instead when you can call Locus free tools (REST tools/call or MCP).

Census ACS tract-level housing-stock characteristics near a point: units, age, tenure, and vacancy for agents researching an area. Returns the same records as locus_housing_stock. Use this when your client can only call paid x402 routes. Use locus_housing_stock instead when you can call Locus free tools (REST tools/call or MCP).

BLS QCEW employment change over Census BPS permitted units, the permits share of ACS housing stock, cited benchmarks, and published critiques, for an address, for agents. Returns the same records as locus_housing_supply_balance. Use this when your client can only call paid x402 routes. Use locus_housing_supply_balance instead when you can call Locus free tools (REST tools/call or MCP).

FEMA parcel flood zone and federal purchase rule, ZIP NFIP in-force policy costs, ACS 2023 homeowners-insurance cost band at ZIP, county, and state, and a county rebuild-cost proxy per sq ft for a US address. For an insurance-cost question: sourced estimates, not a quote. npx @velinussage/locus-agent-skill add.

USGS landslide inventory history and separate source-native n10 90-meter susceptibility for one US property point. Returns cited unanswered questions and professional follow-up. No probability, property safety label, or engineering conclusion; charge-free unless both components answer. npx @velinussage/locus-agent-skill add.

Two dated Copernicus Sentinel-2 images for WGS84 bbox and ordered beforeDate/afterDate. Use locus_satellite_area_prepare for addresses. Area 1-100 sq km; sides >=500m, aspect <=8:1. Metadata by default; includeImagery inlines PNGs. No change detection; source failure is free. REST-only. npx @velinussage/locus-agent-skill add.

Official property-topic agenda leads from verified Legistar jurisdictions, with dated event and item identifiers and government meeting links. Explicit jurisdiction and bounded month only; generic topic labels, not raw agenda text, parcel matches, final actions, or a complete meeting history. Charge-free on no matching lead, capped miss, or source failure.

Hold what a document says about one US address next to dated official records. Modes: listing (advertised area, year built, additions, permits vs parcel and permit records), assessment_notice (figures and the notice's own printed date vs the roll and the cited statutory appeal rule), inspection_excerpt (observations mapped to the records that publish that work, plus questions for a pro). Charge-free without cited evidence. npx @velinussage/locus-agent-skill add.

Returns one LegiScan or Legistar headline bill for an address, covering zoning, ADU, rental or tax items. Returns the same records as locus_local_legislation. Use this when your client can only call paid x402 routes. Use locus-local-policy-brief instead when you need the full matched set, bill-text provisions, status history and property-class mapping. Not legal advice.

Property bill and ordinance analysis for agents. Accepts address, ZIP, city, or county, then resolves governing jurisdictions for bills, agendas, ordinances, zoning, tax, fee, bond, housing, and permit-change artifacts. Never legal advice, political advice, or forecasts. npx @velinussage/locus-agent-skill add.

Official monthly permit, 311, and code-violation counts and year-over-year change for a neighborhood, ZIP, city, or county. Each series cites its dataset. Coverage follows the source-card registry and lane availability; unsupported or thin places get a charge-free diagnostic. npx @velinussage/locus-agent-skill add.

Returns the same Realtor.com-on-FRED listing series and ACS home value and rent as the free route, for agents comparing a county and ZIP. Returns the same records as locus_market_context. Use this when your client can only call paid x402 routes. Use locus_market_context instead when you can call Locus free tools (REST tools/call or MCP).

Building permits for an address, parcel set, or point, newest or nearest first with distance: number, type, status, dates, and in Chicago, New York City, Austin, and Seattle the contractor companies named plus cost, trade, and scope filters. Returns the same records as locus_metro_permits. Use this when your client can only call paid x402 routes. Use locus_metro_permits instead when you can call Locus free tools (REST tools/call or MCP).

Returns the same cited grants, insurance-discount mandates, disaster-assistance windows, flood-map corrections, and rebate rows as the free route for a US place. Returns the same records as locus_mitigation_incentives. Use this when your client can only call paid x402 routes. Use locus_mitigation_incentives instead when you can call Locus free tools (REST tools/call or MCP).

Nearby places of interest for an address. Perfect for: 'what is near this address', 'nearby schools / parks / grocery / transit', 'points of interest around a property', 'amenities near an address'. Returns categorized nearby features from OpenStreetMap with distance and direction from the point. National. Not a walkability score or a quality rating. Charge-free when nothing maps near the address.

EPA National Emissions Inventory facility and pollutant rows near an address for agents reviewing distance-ranked tonnage. Bounded summary or detailLevel=full facility-pollutant matrix. Periodic inventory estimates, not monitoring, exposure, or a burden score. Charge-free when no facility rows resolve.

Returns the same OpenFEMA NFIP county claim totals as the free route: count, total paid for building and contents, year range, and top rated flood zones. Returns the same records as locus_nfip_claims. Use this when your client can only call paid x402 routes. Use locus_nfip_claims instead when you can call Locus free tools (REST tools/call or MCP).

Returns the same HUD-cited 2018 Qualified Opportunity Zone designation as the free route for a US address. Returns the same records as locus_opportunity_zone. Use this when your client can only call paid x402 routes. Use locus_opportunity_zone instead when you can call Locus free tools (REST tools/call or MCP).

Owner-action review for one US address: programs and dates, state appeal rule, tax framing and county pointer, FEMA LOMA point screen, and parcel special-valuation screen. For follow-up, not eligibility advice. Charge-free unless two sections are substantive. npx @velinussage/locus-agent-skill add.

Review one exact property. Returns non-PII RentCast tax history, cited owner programs, work items, and validated nextCalls. The exact unpaid POST reports current provider readiness before a 402; it does not reserve capacity. Price includes one Turnkey signature. No eligibility, savings, appeal, or property recommendation. Private, no-store. npx @velinussage/locus-agent-skill add.

Returns the same cited owner-program rows as the free route, plus statewide property-tax rows from Locus tax and appeal registries, for a US place. Returns the same records as locus_owner_programs. Use this when your client can only call paid x402 routes. Use locus_owner_programs instead when you can call Locus free tools (REST tools/call or MCP).

Returns the same development, capital-project, sale, FEMA, and tax-calendar scan as the free route, for an owner or manager checking what changed nearby. Returns the same records as locus_ownership_loop. Use this when your client can only call paid x402 routes. Use locus_ownership_loop instead when you can call Locus free tools (REST tools/call or MCP).