Home affordability calculator (how much house can I afford): max and recommended purchase price, true monthly cost with full PITI plus PMI, maintenance, and HOA, plus DTI ratio against income and debt for any ZIP. For homebuyer and personal-finance agents.

UK council-tax banding challenge check — neighbor-band cluster analysis against the free official VOA/SAA lookups, statutory route selection (formal proposal vs informal review, England/Wales/Scotland variants incl. the post-2023 Local Taxation Chamber), verified timelines (4/12-month decisions, 3/4-month appeals), evidence rules (the VOA rejects house-price-index data — verified), and the mandatory band-can-go-UP risk gate. Refunds backdate. No LLM.

Council-tax challenge document — formal VOA proposal (statutory ground stated), informal band-review request, or Scottish Assessor proposal, built from your comparable-band table with the verified process timelines and appeal rights. Never includes index-estimate evidence (the VOA rejects it). Honest-no without the risk acknowledgment or a supporting cluster.

First-time homebuyer down-payment-assistance finder: every DPA grant and program, eligible loan types (FHA, VA, USDA, conventional), max home price, closing-cost estimate, and step-by-step process for any US state. For homebuyer and real-estate agents.

Rental property investment analysis and cap rate calculator: cap rate, cash-on-cash return, gross rent multiplier, annual NOI, break-even occupancy, 5-year appreciation projection, and investment grade for any rental property. For real-estate-investor agents.

Landlord toolkit, rent pricing, tenant screening, and lease-law lookup: market rent guidance, tenant-screening steps, lease-law summary, eviction timeline, and local landlord/rent-control regulations for any market worldwide. For landlord and property-management agents.

Housing market analysis and home price trends: buyer-vs-seller conditions, median price, year-over-year price change, days on market, and months of inventory for any area or ZIP. For homebuyer, seller, and real-estate agents.

Mortgage calculator and current mortgage rates: 30yr vs 15yr monthly payment breakdown, loan amount, total interest, affordability check, and lender options for any loan scenario. For homebuyer and mortgage agents.

Neighborhood report, school ratings, crime and safety, and walkability score: walk score, school rating, crime index, median income, price appreciation, and area vibe with investment outlook for any address or ZIP. For homebuyer and relocation agents.

Mortgage refinance calculator: break-even timeline, monthly and lifetime savings, cash-out refinance availability, new-rate estimate, and rate-timing guidance for any current loan. For homeowner and mortgage agents.

Rent-vs-buy calculator: break-even timeline, 5-year cost comparison, equity built, and net advantage of buying versus renting with live market context to decide whether to rent or buy in any area worldwide. For homebuyer and personal-finance agents.

Property valuation and home value estimate (AVM): estimated value with confidence range, price per square foot, comparable sales, days-to-sell estimate, and negotiation intelligence for any address. For homebuyer, seller, and real-estate agents.