Assess an x402 counterparty before paying. POST {target:{payto_address}, payment_context?, policy?}; payto may be a 0x EVM (Base) or base58 Solana seller. Returns risk_score 0-100, decision allow/review/block, confidence, coverage, per-dimension signals, key_factors (what drove the score) and a ready-to-apply recommended_policy. Scored from on-chain settlement behaviour, OFAC sanctions = hard block.

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