Credit assessment of an AI agent wallet for a given USDC amount by RSoft Bank's underwriting model (Kelly-criterion sizing over on-chain history and ERC-8004 reputation). Returns approved true/false, a credit score, a risk tier from AAA to CCC and the annual rate the bank would charge. Free eligibility pre-check first: GET /api/prequalify/{wallet}. Use it as an independent agent credit score before lending to, deferring payment from or trusting an autonomous agent with funds.

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