Phone-number intelligence in one call: validity and E.164 normalization, line type (mobile, fixed line, VOIP, toll free, premium rate), country and region, carrier hint, timezones, and a deterministic 0-100 fraud/KYC risk score with a band and reasons. Offline number-plan metadata from Google libphonenumber. Risk indicators only, not a definitive fraud verdict; no live status and no owner identity; the input number is not stored.

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