How surplus-lines (E&S) insurance premium changed in a hurricane's federally-declared counties: the last full annual county-premium year before landfall vs the first full year after, with the rest of the state as a control. The 'E&S expands after a catastrophe' signal, quantified. Florida. Not an insured-loss measure. $0.50 per query. Free discovery: /v1/cat/events, /v1/cat/sample. Docs: https://api.querylines.com/openapi.json

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