Scans a US public company's SEC filings, last 365 days (days=30-730), for red-flag events: auditor change (8-K 4.01), non-reliance/restatement (4.02), bankruptcy (1.03), delisting notice (3.01), debt acceleration (2.04), material impairment (2.06), executive departures (5.02), late filing (NT 10-K/10-Q), deregistration, going-concern language. Returns flags with dates and filing links plus a severity verdict clean/low/medium/high/critical. Errors are never charged (bad tickers rejected before pa

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