30-year fixed mortgage rate minus 10-year Treasury yield. Measures the premium mortgage lenders charge above the risk-free benchmark. Normal range 150-200bps; elevated spread signals lender risk aversion or MBS prepayment concerns. Pre-computed weekly from MORTGAGE30US and DGS10.
| Network | Scheme | Amount | Pay To |
|---|---|---|---|
| Base | exact | $0.008000 USDC | 0x22f7...5b3a |