I inherited an IRA — what are the rules and how do I minimize taxes? SECURE Act 2.0 ten-year rule, RMD requirements, spousal options, step-up in basis, and a tax-minimizing distribution strategy by relationship and account type. For wealth and estate agents.

Find money you are owed but never claimed. Deterministic router across US state unclaimed-property programs (NAUPA/MissingMoney), federal sources matched to your situation (PBGC pensions, FDIC/NCUA failed institutions, HUD/FHA refunds), and international registers (Canada, UK, Switzerland, Australia): the exact official FREE portals to search, the claim-documentation package, and honest coverage. No LLM — a routing machine, not a scraper.

What tax moves should I make before December 31? Year-end tax-optimization plan with ranked, deadline-specific moves — Roth conversions, tax-loss harvesting, contribution limits, and charitable strategies — by income, filing status, and state. For wealth and tax agents.

Should I contribute to a Roth or Traditional IRA/401(k)? Decision calculator with an income-limit eligibility check, backdoor and mega-backdoor Roth eligibility, and the contribution tax math, by income, age, and filing status. For wealth and retirement agents.

How big should my emergency fund be, and how do I build it? Emergency-fund calculator sizing the target by income, expenses, dependents, and job stability, plus a funding plan and current high-yield savings (HYSA) rates. For personal-finance and wealth agents.

Card-benefit PREVIEW: scans one card across all 5 protections (extended warranty, purchase protection, trip delay, cell phone, return protection) — which likely apply, which are ineligible right now, which the card simply does not carry — from the same issuer-verified registry the $2 claim pack uses. No LLM. Points to the full check and pack for exact numbers.

Is my child eligible for the $1,000 Trump Account pilot? Trump Account vs 529? Contribution limits, rules & enrollment — verified against IRC §530A, IRS Notice 2025-68 & Rev. Proc. 2026-25. For financial-planning and tax agents.

Marine biodiversity intelligence for naturalist and conservation agents. Returns OBIS ocean occurrence data, species, coral reefs, and megafauna for any area.

Plain-English legal decoder for legal and compliance agents. Paste any legal or regulatory text and get an instant plain-English breakdown.

Subscription review / cancel wasted subscriptions / cut recurring spend / cheaper plan alternatives. Reviews a list of active subscriptions (streaming, software, etc.), flags overlap and waste to cancel, and finds cheaper alternatives. For savings and personal-finance agents.

Clinical trial deep dive by NCT ID — full trial design, primary/secondary endpoints, enrollment status and countries, sponsor, recruitment criteria, outcomes and publications for any ClinicalTrials.gov study. For research and biotech agents.

Head-to-head board-game comparison — mechanics, complexity, replayability, and a use-case-specific verdict for 2-4 titles, grounded in current web reviews (never BoardGameGeek data).

Cap-table dilution modeler — post-round ownership, dilution percentages, exit-scenario modeling and benchmark comparisons. For founder and startup agents.

Arbitrage stakes, expected value, Kelly criterion and profit calcs for racing bets. For betting and value-betting agents.

Patent trends / technology filing-trend analysis for a tech field or CPC class. Returns USPTO filing-volume trend by year, top filers/assignees, notable recent patents, global filing context (China/EU/Japan), and the academic research frontier (OpenAlex). For R&D-strategy and competitive-intelligence agents. Worldwide.

Incoterms 2020 decoder for trade and import-export agents. Returns a plain-English explanation of any Incoterm with buyer/seller obligation split, risk transfer point, documentation checklist, and insurance guidance.

Will I have enough to retire, and what do I need to change? Retirement-readiness projection with projected nest egg vs. the income gap, an on-track assessment, 2026 contribution limits, and a ranked action plan by age, income, and target retirement age. For wealth and retirement-planning agents.

Miami or Denver for a winter trip? Side-by-side climate comparison of 2-4 locations — temperature, humidity, UV, and 7-day outlook — with per-location outdoor scores and pros/cons for travel, relocation, or outdoor-sports agents.

Stay listed in this Bazaar: resources are delisted after ~30 days without a settled payment. $190 prepaid year, agent-payable (the card alternative is $19/mo at mudko.com/pricing): our funded wallet settles a small heartbeat to your endpoint twice a month - the USDC lands in YOUR payTo, so the heartbeat costs you nothing - we watch your merchant-feed entry weekly and alert + resurrect on any delisting. Requires an existing Bazaar Listing Package: pass the listing_key issued by https://mudko.com/api/x402/bazaar-listing.

Detect material state changes with prior/current comparison, evidence, and provenance, applied to SAM.gov federal contract opportunities. Identify economically material deadline moves, solicitation amendments, attachment changes, set-aside, NAICS, status, and award changes. Returns an immutable before/after delta with materiality, reason codes, and provenance for procurement and capture agents.