IBAN verification and bank validation for SEPA payments: a FORM check to verify a supplier before payment — ISO 13616 structure + mod-97 key, plus bank identification from FREE official sources (FR via ACPR/REGAFI incl. LEI and SIREN; BE NBB; AT OeNB incl. LEI; NL BIC list; DE Bundesbank file). French BICs via GLEIF/SWIFT BIC-to-LEI. NOT a payee verification for instant payments: neither the holder name nor the account's existence is checked (verification_titulaire: non_disponible).

Czech company insolvency from ISIR, the official insolvency register of Czechia, since 2008. Query: /v1/eu/entreprise/CZ/45274649/insolvabilite (8-digit IČO). Every proceeding — bankruptcy (konkurs), reorganisation (reorganizace): case number, court, status, dates, its 100 most recent events with document links. Publication is compulsory by law: no proceeding is an explicit positive answer. LEGAL PERSONS ONLY: a natural person's IČO (sole trader — most Czech IČOs) is refused, never cleared.

Polish company registry EVENTS from the official KRS daily bulletin (Ministry of Justice) — company monitoring for Poland. Query: /v1/eu/entreprise/PL/0000006865/evenements (KRS number). Liquidation, bankruptcy, restructuring, mergers, suspension/resumption, dissolution, tax arrears, enforcement, accounts filings, name/seat/capital changes, strike-off — each typed from a CLOSED list, dated, traced to its section, in a gap-free window. GDPR by design: no officer, no PESEL, no register free text.

A Danish fiscal year of accounts decoded from the XBRL annual report filed with Erhvervsstyrelsen: revenue (null = not published, never zero), gross result, operating result, pre-tax and net result, balance sheet (equity, total assets, debts), average employees, plus prior-year comparatives from the same filing. Amounts in the filing currency (mostly DKK). Closing date (YYYY-MM-DD) from the filings list; XBRL document URL included. Sole proprietorship or undecided CVR form: 404, not billed.

Norwegian company annual accounts from the official Regnskapsregisteret (Brreg, NLOD 2.0). Query: /v1/eu/entreprise/NO/923609016/comptes. Latest filed year live plus earlier years kept since 2026-07: balance sheet (assets, equity, debts), P&L (operating and net result) in the filing currency (can be USD). Banks and insurers not served by the source. Legal persons only: a sole proprietorship (ENK), registered individual (PERS, TVAM), estate (KBO, BO) or unrecognised form returns 404, not billed.

Estonian company annual accounts: key figures from the e-Business Register open data (RIK, CC BY 4.0, refreshed monthly). Query: /v1/eu/entreprise/EE/10003666/comptes. EVERY published year since 2019 in one call: balance sheet (assets, equity, liabilities), revenue, employee expense, depreciation, operating and net profit, average FTE headcount, in EUR as published. Statutory and consolidated kept apart. Null = not published, never zero. Sole proprietorship (FIE): 404, not billed.

Latvian company legal events from the official Uzņēmumu reģistrs open data (CC0, daily photo): liquidations and terminations (incl. by court or VID), mergers, acquisitions, divisions and transformations with the other company's number, VID suspensions, securing measures with the registering institution. Closed-list types plus source code and wording; a known company with no event gets aucun_evenement: true. Legal persons only: IK, sole traders and unrecognised forms get 404, not billed.

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European company financials — Belgian and Finnish company annual accounts, filings list. BE: every published deposit reference at the NBB CBSO (Central Balance Sheet Office, Authentic Data, since 1978), 10-digit enterprise number. FI: fiscal years available as PRH XBRL filings (~5% of Finnish limited companies file digitally; empty filings are filtered out, every listed year carries figures), Business ID NNNNNNN-N. Unique on x402: no other service exposes Belgian or Finnish filed accounts.

Public-procurement record of a Latvian company from the IUB (Iepirkumu uzraudzības birojs) daily open-data notices (CC0, e-forms since 2023-10-25): contracts WON (buyer, subject, CPV, contract reference, value in EUR, dates, status) and notices ISSUED as a buyer, newest first, with totals. About 3% of Latvian winners are published with no identifier: zero is a non-conclusive absence. Facts, not a score. Legal persons only: IK, sole traders and unrecognised forms get 404, not billed.

One annual-account filing — Belgian or Finnish company financial statements. BE: the deposit as filed at the NBB CBSO — structured JSON when the NBB publishes one, official PDF otherwise (?format=pdf forces the PDF; ?format=json refuses the fallback and answers 406, not charged). FI: one fiscal year decoded from the PRH XBRL filing — revenue, results, equity, assets, debts, prior-year figures (EUR, CC BY 4.0). Reference: BE deposit ref or FI closing date, from the filings list.

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Norwegian company legal events from the official Enhetsregisteret (Brreg, NLOD 2.0) for insolvency and credit risk monitoring: bankruptcy (konkurs, with the registered date), voluntary or compulsory liquidation, and strike-off, plus current flags checked live. 9-digit organisasjonsnummer. A live-verified company with no flag gets an explicit positive answer. Coarser than France's BODACC: no ruling text, no court; undated events carry an upper-bound date. Legal persons only, never individuals.

Norwegian company local units (underenheter, like SIRET establishments) from the official Enhetsregisteret (Brønnøysundregistrene, NLOD 2.0), refreshed daily from the national bulk: each unit's own 9-digit orgnr, name, industry code (NACE-NO) and auxiliary activity, published headcount, location and postal addresses, registration and ownership-change dates, VAT status, plus unit count and cumulative headcount. Legal persons only: a known one with no unit gets an explicit positive answer.

Danish company officers (deltagere), live from the CVR register (Erhvervsstyrelsen), for governance and KYB: executive board (Direktion), board members (Bestyrelse) incl. deputies, election method, fully liable I/S or K/S partners and auditors: name, body, role, mandate dates. Active mandates by default; inclure_anciens=true adds ended ones, where founders (stiftere) usually are. GDPR: never an address or personal identifier. Sole proprietorship or undecided CVR form: 404, not billed.

One United Kingdom financial year from the iXBRL financial statements filed at Companies House: balance sheet (fixed and current assets, stocks, debtors, cash, creditors split by maturity, provisions, net assets, equity), average employees, the profit and loss when filed (turnover, operating, pre-tax and net result — most small companies file a balance sheet only), plus prior-year comparatives as published. Filing currency, null = not published, never zero. Open Government Licence v3.0.

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One Slovak fiscal year decoded from the structured statements filed at the RÚZ (CC0), balance sheet and P&L: net turnover, operating income, costs, value added, staff costs, operating, financial, pre-tax and net result, income tax, total, non-current and current assets, equity, share capital, liabilities, plus prior-year comparatives (EUR, never converted). Null = not published. Closing date from the filings list; ?perimetre=consolide. Legal persons only (unit form not served: 404, not billed).